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The Effect of Marriage, Divorce and Separation on your Will

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Millie Gordon -

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Article reviewed by Bik-ki Wong.
The impact of marriage on your inheritance tax position the spousal exemption

It is important to make a Will if you wish to leave your estate according to your wishes (whether to your spouse, children, charity or otherwise). In England and Wales, the absence of a valid Will means that the law will determine who will benefit from your estate, referred to as the intestacy provisions.

A change to your circumstances and relationship status can impact any Will you have in place, but this may not be in the way you would expect.

These changes in your relationship status may also affect your estate’s inheritance tax liability, depending on the circumstances, our Wills, Trusts and Probate Solicitors explain more below.

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The effect of marriage on your Will

If you have a Will in place when entering into a marriage or civil partnership, and there is no clause to state the Will is being made in expectation of your marriage, your Will will be revoked when you enter into this marriage.

If you are due to marry in the near future, it would be prudent to include a clause in anticipation of this marriage to state that you do not intend for the marriage to revoke the Will.

Suppose this clause is not included within your Will at the point of your marriage. In that case, you will need to make a new Will to ensure your wishes are adequately reflected, as it could result in your estate being left to someone you do not wish to benefit from or (worse still) no provision for those you wish to benefit.

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marriage

Mr X met his wife, Mrs Y when she was a single parent to young children

Mr X treats these stepchildren as his own throughout their lives but does not adopt them and has no biological children of his own.

Mr X and Mrs Y make mirror Wills, leaving everything to each other in the first instance and then to Mrs Y’s children.

Mrs Y dies, leaving everything in her estate to Mr X.

Mr X continues to treat his (now adult) stepchildren as his children and remains a part of their lives as a father figure.

10 years after Mrs Y’s death, Mr X marries Mrs Z.

This marriage revokes his original Will made with Mrs Y.

8 years later, Mrs Z dies. Mr X has not made a new will.

Present – Mr X dies with no valid Will

Outcome – as Mr X’s second marriage revoked his original Will, Mrs Y’s children, who have always been treated as children of Mr X, will not benefit from his estate, although Mr X received their mother’s estate when she died.

The intestacy laws will determine the beneficiaries of Mr X’s estate, who will be his closest living relative(s) or, in their absence, the state.

The effect of Divorce on your Will

Divorce would change how your Will is interpreted.

If your ex-spouse is an executor or beneficiary of a Will already in place at the time of your divorce, your ex-spouse is treated as having died before you.

This means that any default provisions within your Wills would come into effect, or, if there are no default provisions, then the intestacy provisions determine how your estate is dealt with.

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Divorce

Mr A has two children with a former partner. He marries Mrs B, who has no children or other living relatives at the time of the marriage.

Mr A and Mrs B mirror Wills, leaving everything to each other and then to Mr A’s two children, specifically named within their Wills.

Mr A and Mrs B divorced some years later. Mrs B then has no contact with Mr A, and her relationship with her former stepchildren turns sour.

Mrs B then meets a new partner she lives with; they have children together but do not marry.

Mrs B does not make a new Will and dies 12 years later. The Will she made with Mr A is still valid.

Mr A is treated as having died before her, and Mrs B’s entire estate is then left to Mr A’s 2 children under the terms of the Will.

The effect of separation on your Will

Please be aware that judicial separation would be considered under this route.

Separation from a married or unmarried partner has no effect on the validity of any Will you have in place.

Any Will you have at the time of the separation will still be valid until you make a new Will (or until you marry).

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Separation agreement solicitors

Mr C is divorced with 3 children.

He meets Mrs D who is widowed with two children. Mr C and Mrs D have a 20 year relationship as unmarried partners, living with Mrs D’s children.

They do not have contact with Mr C’s children.

They make Wills leaving everything to each other and then to Mrs D’s two children.

After 20 years, they separate.

Mr C reconnects with his children later in life. He does not make a new Will as he believes his current Will is not valid.

When Mr C dies, his children are unable to deal with his estate due to there being a valid Will in existence.

The Will left everything to Mrs D.

What next?

If you have recently been through any relationship changes, it is important to review your Will and consider if there are any changes to the validity of your Will as a result of these changes of circumstances.

A Will is one of the most important documents to consider making, and it can take a lot of time and thought.

If you are not ready to give full instructions, you can make a ‘holding Will’ to cover your position short term.

Holding Wills can be made whenever you wish, but they are particularly useful for clients in the midst of divorce proceedings or long-term partners looking to marry in the future.

For those who have been diagnosed with a terminal illness, and suffer a relationship breakdown, it is useful to know that the court has the power to accelerate timescales for divorce proceedings in these circumstances.

As such, clients will need to consider the most appropriate option for them, such as making a holding Will until proceedings are concluded.

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Contact Our Wills, Trusts and Probate Solicitors and Family Lawyers

For more advice about making a Will or how to deal with the legal implications of changes to relationships, you can contact our Wills, Trusts and Probate or Family team on:

01619414000

Millie Gordon's profile picture

Millie Gordon

Millie has 2 years experience acting as a Wills, Trusts and Probate solicitor.  She advises clients on Wills, Estate Administration, Trusts and Lasting Powers of Attorney

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